Ijarah
11 articles tagged “Ijarah”
Halal Home Financing in Nigeria (2026): The Honest State of Play
Three Nigerian banks offer genuine non-interest home finance, and none of them publishes a rate. What actually exists, what it costs to enter, and what nobody tells you, verified August 2026.
AltBank Home Finance Review (2026): The N80 Million Cap and the Diaspora Answer
The Alternative Bank finances homes up to N80 million over 10 years and will manage the property for you if you live abroad. What is published, what is not, and who this product genuinely fits.
Murabaha vs Ijarah vs Diminishing Musharakah: Which Structure Wins in Nigeria
Every halal financing deal in Nigeria runs on one of three contracts. They allocate risk, ownership and cost in genuinely different ways. Here is how each works and where each shows up.
Rent-to-Own and Cooperative Housing the Halal Way in Nigeria
Rent-to-own is the most naturally halal path to a house, and cooperatives are how Nigerians already pool money. How both work without riba, and which real products support them in 2026.
Diaspora Home Finance in Nigeria: The Halal Route for Nigerians Abroad
One Nigerian bank publishes a real diaspora home finance product, with property managers included. How it works, what it solves, what it leaves unanswered, and how to protect yourself from abroad.
Halal Car Financing in Nigeria (2026): Every Real Option Compared
Five Nigerian institutions publish non-interest vehicle finance, and only one of them publishes anything resembling a rate. Every real halal car financing option compared, verified August 2026.
AltBank Asset Finance Review (2026): The Ijarah That Names Itself
The Alternative Bank's asset finance is one of the few Nigerian products that names its contract on the page: Ijarah, bank ownership, rentals. The pricing lesson hides in its SME sibling.
Summit SLOF Review (2026): A New Bank's Lease-to-Own, Documented but Unpriced
Summit Bank has operated since November 2025 and its Ijara lease-to-own is its most specified product: 12-60 month tenors, ownership transfer, takaful. Nobody knows what it costs yet.
What a N20 Million Car Really Costs the Halal Way in Nigeria
Equity, monthly floors, salary caps and the markup nobody prints: the full arithmetic of financing a N20 million car through Nigeria's halal products, using only published numbers.
Okada, Keke and Commercial Vehicles: Halal Asset Finance in Nigeria (2026)
No Nigerian bank publishes a dedicated okada or keke financing product. Here is what verifiably exists for commercial vehicle buyers, from SME leases to microfinance, honestly mapped.
Equipment Finance Through Ijarah: How Nigerian Businesses Lease Halal
Generators, machines and vehicles are what SME finance actually buys. How Ijarah leasing works, the published 30% benchmark, the 48-month alternative, and the arithmetic that decides.