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6 articles tagged “Pencom”

Investment Options for Retirees in Nigeria (2026): The Halal Routes Compared
Article•25 Sept 2026

Investment Options for Retirees in Nigeria (2026): The Halal Routes Compared

Retiring under the Contributory Pension Scheme forces three choices: lump sum size, programmed withdrawal or annuity, and where outside money sits. We set out the halal answer to each, using PenCom's own rules.

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HalalWallet Editorial Team
Pension Fund Options in Nigeria (2026): RSA Funds I to VI Compared
Article•15 Sept 2026

Pension Fund Options in Nigeria (2026): RSA Funds I to VI Compared

Every RSA fund type in Nigeria's multi-fund structure side by side: age rules, equity ceilings, fees, what Fund VI changes for a Muslim contributor, and how the once-a-year switch works.

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HalalWallet Editorial Team
RSA Fund Prices (2026): How to Check Your Unit Price and Fund VI Value
Article•7 Sept 2026

RSA Fund Prices (2026): How to Check Your Unit Price and Fund VI Value

Daily RSA fund prices left PFA websites after PenCom's November 2025 circular. Where your unit price now lives, how to read units times price on your statement, and how to compare Fund VI properly.

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HalalWallet Editorial Team
How to Switch Your RSA to Fund VI: PenCom Rules, Step by Step
Article•5 Aug 2026

How to Switch Your RSA to Fund VI: PenCom Rules, Step by Step

Moving your pension to the non-interest Fund VI is free, reversible and takes one form. Here is the exact process, the PenCom rules that protect you, and what to do if your PFA is slow.

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HalalWallet Editorial Team
Pension for the Self-Employed: Micro Pension and the Non-Interest Question
Article•5 Aug 2026

Pension for the Self-Employed: Micro Pension and the Non-Interest Question

Nigeria's Micro Pension Plan lets traders, artisans and freelancers build a retirement pot with flexible contributions and a 40% emergency window. The catch for Muslims: the non-interest option is not there yet. Here is the honest picture.

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HalalWallet Editorial Team
Fund VI Explained: The Complete Guide to Nigeria's Non-Interest Pension
Article•5 Aug 2026

Fund VI Explained: The Complete Guide to Nigeria's Non-Interest Pension

Every Nigerian PFA now runs a non-interest pension fund. Fund VI grew from ₦7.79 billion at launch to ₦369.6 billion by April 2026, and switching in is free. Here is how it works, what it holds and what it has returned.

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HalalWallet Editorial Team