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116 articles
Nigeria's Five Takaful Operators Compared (2026)
Noor, Jaiz, Salam, Hilal and Crown hold Nigeria's takaful licences. Verified surplus records, wakala loads, scholar benches and digital claims stacks, compared honestly.
Motor Takaful vs Conventional Car Insurance in Nigeria (2026)
Third-party motor cover is now enforced with ₦250,000 fines, so you are buying something. Motor takaful matches conventional pricing where published, and adds a surplus conventional insurers keep.
Family Takaful as a Savings Plan: How It Works in Nigeria (2026)
Family takaful savings plans replace the haram endowment policy: your own invested account plus a mutual protection pool. The verified Nigerian plans, from ₦200 a day, and what to demand in writing.
Takaful Surplus Explained: How Nigerians Get Money Back From Insurance (2026)
Nigerian takaful operators have returned real money to claim-free participants: Noor about ₦1 billion since 2017, Jaiz ₦586 million over four years. How surplus works, who qualifies and how to check yours.
NIIRA 2025: What Nigeria's New Insurance Law Means for Takaful Buyers (2026)
The Nigerian Insurance Industry Reform Act 2025 put takaful into primary legislation, cut claims deadlines to 60 days with compound-interest penalties, and made driving uninsured a ₦250,000 offence. What changed for you.
Saving for Hajj in Nigeria: Takaful Plans and Halal Routes Compared (2026)
Hajj takaful plans run from ₦6,500 pilgrim care to ₦12,500-a-month five-year savings. What Noor, Jaiz, Salam, Hilal and Crown actually offer, plus the NAHCON savings route, honestly compared.
Zakat in Nigeria: The Complete 2026 Guide to Calculating and Paying
The 1447AH nisab, published in naira by Nigerian institutions, how to calculate zakat on cash, gold, shares and business stock, and where the organised zakat channels actually are.
Zakat on Investments and Pensions in Nigeria (2026): Shares, Funds, Sukuk and Your RSA
How zakat applies to mutual funds, shares, sukuk, gold ETFs and the hardest case in Nigerian fiqh: your locked pension account. The scholarly positions, honestly laid out.
Islamic Wills in Nigeria (2026): Wasiyyah, State Law and Why Where You Live Matters
A Muslim's will in Nigeria sits at the junction of Islamic law and state Wills Laws, and the courts have gone both ways. The one-third rule, the case law and how to structure a valid wasiyyah.