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148 articles

Non-Interest Loan in Nigeria (2026): What Islamic Banks Actually Offer
No Nigerian non-interest bank lends cash at a margin. What they offer is asset finance, service finance and salary-backed murabaha. Here is every published product, the documents, and where to turn for actual cash.

Islamic Banks in Nigeria (2026): Full List of Licensed Non-Interest Banks
Every Islamic bank operating in Nigeria in 2026: the five full non-interest banks, the Islamic microfinance banks, what became of the windows, how to verify a licence, and what NDIC covers.

Shariah Fixed Income Funds in Nigeria Compared (2026): Five Sukuk Funds
The Lotus, Stanbic IBTC, ARM, United Capital and First Asset Shariah fixed income funds compared on minimum, fee, holding period, payout frequency, disclosure and the yield each manager actually publishes.

Is Affiliate Marketing Halal? (2026): Commission Income for Nigerian Muslims
Affiliate commission is permissible brokerage income when the product is lawful, the marketing is truthful and the payout follows a real sale. We apply that test to Selar, Jumia, crypto, forex and betting programmes.

Investment Options for Retirees in Nigeria (2026): The Halal Routes Compared
Retiring under the Contributory Pension Scheme forces three choices: lump sum size, programmed withdrawal or annuity, and where outside money sits. We set out the halal answer to each, using PenCom's own rules.

Are Bamboo, Risevest, Trove and Chaka Halal? (2026): Dollar Apps Examined
Bamboo, Risevest, Trove and Chaka (now Hisa) all let Nigerians buy US stocks. Each also sells interest products. Which features pass, which fail, how to use them for screened stocks, and how to purify.

Lotus Bank Business Account Review (2026): iCorporate, Lenz, POS and Fees
Lotus Bank publishes four business accounts, the iCorporate portal, Lotus Lenz, POS with T+1 settlement and six corporate facilities. We go through what each page says, what is missing and who the accounts suit.

AltRent Review (2026): The Alternative Bank's Halal Rent Finance Explained
AltRent pays your annual rent to the landlord upfront and you repay The Alternative Bank monthly. We cover the N5 million and N2.5 million caps, who qualifies, the documents, the unpublished pricing and the structure.

Are PiggyVest, Cowrywise and Kuda Halal? Product by Product (2026)
PiggyVest, Cowrywise and Kuda pay interest by default. Two of them publish an opt-out, one does not. We go through Flex, SafeLock, Target, Halal Savings and Kuda Pockets, then name the halal routes that still earn.