Takaful
10 articles tagged “Takaful”
Hilal Takaful Review (2026): Nigeria's First Takaful Window, Honestly Assessed
Hilal Takaful is the founding house of Nigerian takaful: licensed in 2010 as Cornerstone Takaful, owned by Cornerstone Insurance, registered with NAICOM as RTC 003. It publishes products and pedigree, not numbers.
Noor Takaful Review (2026): Motor, Family, Claims and Surplus Record
A product-by-product review of Nigeria's benchmark takaful operator: motor and family plans, what Noor publishes about N11 billion in claims and N950 million in surplus, how to buy and claim, and where rivals beat it.
Motor Takaful vs Conventional Car Insurance in Nigeria (2026)
Third-party motor cover is now enforced with ₦250,000 fines, so you are buying something. Motor takaful matches conventional pricing where published, and adds a surplus conventional insurers keep.
Saving for Your Children's Education the Halal Way in Nigeria
School fees rise faster than salaries, and the conventional endowment products are riba-based. How Nigerian parents actually fund education halal: takaful plans, fund portfolios and the hybrid that beats both.
Takaful Surplus Explained: How Nigerians Get Money Back From Insurance (2026)
Nigerian takaful operators have returned real money to claim-free participants: Noor about ₦1 billion since 2017, Jaiz ₦586 million over four years. How surplus works, who qualifies and how to check yours.
Family Takaful as a Savings Plan: How It Works in Nigeria (2026)
Family takaful savings plans replace the haram endowment policy: your own invested account plus a mutual protection pool. The verified Nigerian plans, from ₦200 a day, and what to demand in writing.
Nigeria's Five Takaful Operators Compared (2026)
Noor, Jaiz, Salam, Hilal and Crown hold Nigeria's takaful licences. Verified surplus records, wakala loads, scholar benches and digital claims stacks, compared honestly.
NIIRA 2025: What Nigeria's New Insurance Law Means for Takaful Buyers (2026)
The Nigerian Insurance Industry Reform Act 2025 put takaful into primary legislation, cut claims deadlines to 60 days with compound-interest penalties, and made driving uninsured a ₦250,000 offence. What changed for you.
Saving for Hajj in Nigeria: Takaful Plans and Halal Routes Compared (2026)
Hajj takaful plans run from ₦6,500 pilgrim care to ₦12,500-a-month five-year savings. What Noor, Jaiz, Salam, Hilal and Crown actually offer, plus the NAHCON savings route, honestly compared.
Takaful in Nigeria: The Complete Guide (2026)
Five NAICOM-licensed operators, a new statutory footing under NIIRA 2025, and real money returned to participants. How takaful works, who offers it, and the honest gaps in the market.