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116 articles
Estate Planning for Muslim Families in Nigeria (2026): Beyond the Will
A will alone does not move a Nigerian estate: land titles, RSA nominations, takaful benefits, business shares and waqf each have their own rails. The complete halal estate map.
Halal Home Financing in Nigeria (2026): The Honest State of Play
Three Nigerian banks offer genuine non-interest home finance, and none of them publishes a rate. What actually exists, what it costs to enter, and what nobody tells you, verified August 2026.
The Complete Guide to Halal Investing in Nigeria (2026)
Nigeria now has 20 SEC-registered Shariah funds, a sovereign sukuk programme, an Islamic equity index and a non-interest pension fund. Here is the full halal investing toolkit, with verified numbers and honest caveats.
AltBank Home Finance Review (2026): The N80 Million Cap and the Diaspora Answer
The Alternative Bank finances homes up to N80 million over 10 years and will manage the property for you if you live abroad. What is published, what is not, and who this product genuinely fits.
Lotus Bank Accounts Review (2026): Zero-Fee Halal Banking From the South
Zero opening balance, zero maintenance charge and zero minimum balance on every account, a contract-literate product shelf, and one glaring contradiction on the savings page: Lotus Bank reviewed.
Jaiz Home Finance Review (2026): Diminishing Musharakah With a 7-Year Clock
Jaiz Bank's home finance uses the structure scholars trust most, then caps it at seven years. Who it actually fits, what the 20% equity means in naira, and the numbers Jaiz will not show you.
LOTUS Homes Review (2026): Nigeria's Longest Halal Home Finance, With an Asterisk
Lotus Bank advertises up to 20 years of non-interest home finance, the longest in Nigeria. Its own website also says 10 years. What the product really offers, and how to negotiate the gap.
Murabaha vs Ijarah vs Diminishing Musharakah: Which Structure Wins in Nigeria
Every halal financing deal in Nigeria runs on one of three contracts. They allocate risk, ownership and cost in genuinely different ways. Here is how each works and where each shows up.