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148 articles
Lotus Rides Review (2026): The Most Specified Halal Car Finance in Nigeria
80% financing, a 33% salary cap, free servicing on new cars and a verified-dealer rule: Lotus Rides publishes more terms than any competitor. The rate is still a branch secret.
TAJBank Auto Finance Review (2026): Flexible Murabaha, Invisible Numbers
TAJBank's cost-plus asset and auto finance lets you repay monthly, quarterly or annually to match your cash flow. It publishes no margin, deposit, cap or tenor. Review from the published record.
AltBank Asset Finance Review (2026): The Ijarah That Names Itself
The Alternative Bank's asset finance is one of the few Nigerian products that names its contract on the page: Ijarah, bank ownership, rentals. The pricing lesson hides in its SME sibling.
Summit SLOF Review (2026): A New Bank's Lease-to-Own, Documented but Unpriced
Summit Bank has operated since November 2025 and its Ijara lease-to-own is its most specified product: 12-60 month tenors, ownership transfer, takaful. Nobody knows what it costs yet.
New vs Tokunbo: Financing a Car the Halal Way in Nigeria
Tokunbo is how Nigeria actually buys cars, but halal financing was built for dealerships. Where used-import buyers fit, where they are excluded, and how the honest math changes by choice.
What a N20 Million Car Really Costs the Halal Way in Nigeria
Equity, monthly floors, salary caps and the markup nobody prints: the full arithmetic of financing a N20 million car through Nigeria's halal products, using only published numbers.
Okada, Keke and Commercial Vehicles: Halal Asset Finance in Nigeria (2026)
No Nigerian bank publishes a dedicated okada or keke financing product. Here is what verifiably exists for commercial vehicle buyers, from SME leases to microfinance, honestly mapped.
Non-Interest SME Finance in Nigeria (2026): The Complete Honest Guide
Four banks and four microfinance institutions offer halal business finance in Nigeria, and exactly one publishes full pricing. Every real SME option mapped, with the numbers that exist.
Murabaha Working Capital in Nigeria: How Halal Stock Finance Actually Works
The workhorse of halal business finance is a bank buying your stock and selling it back at a markup. How agency Murabaha works, who offers it, and the discipline that keeps it honest.