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111 articles
Nigeria's Islamic Microfinance Banks (2026): Three Licences, Four Institutions, No Prices
The CBN has licensed exactly three non-interest microfinance banks, all single-state, plus a Lagos pioneer on a conventional licence. Who they are, what survived the 2026 cull, honestly mapped.
Musharakah in Nigeria: Where to Find a Bank That Will Actually Share Risk
Profit-and-loss partnership is Islamic finance's ideal and its rarest product. Which Nigerian institutions verifiably offer Musharakah, what it demands of you, and when it beats Murabaha.
Non-Interest Banking in Nigeria (2026): The Complete Guide
Six licensed non-interest banks, a CBN framework with real teeth, NDIC insurance and a sukuk market doing the heavy lifting: how halal banking actually works in Nigeria in 2026.
Nigeria's Non-Interest Banks Compared (2026): Jaiz vs TAJBank vs Lotus vs The Alternative Bank
Four full non-interest banks, four very different institutions. Audited numbers, branch footprints, Shariah governance and fee structures compared side by side, with Summit Bank as the wildcard.
Jaiz Bank Accounts Review (2026): Nigeria's First Non-Interest Bank, Product by Product
Qard current accounts with no stated maintenance charge, Mudarabah savings paying monthly, a N500,000 term deposit and a trillion-naira balance sheet: Jaiz's deposit shelf reviewed honestly.
TAJBank Accounts Review (2026): Digital-First Banking From Nigeria's Sukuk Pioneer
Tiered Qard savings, a Musharaka account that actually pays, a N500,000 time deposit and retail sukuk from N10,000: TAJBank's deposit shelf reviewed with the numbers it publishes and the ones it hides.
Lotus Bank Accounts Review (2026): Zero-Fee Halal Banking From the South
Zero opening balance, zero maintenance charge and zero minimum balance on every account, a contract-literate product shelf, and one glaring contradiction on the savings page: Lotus Bank reviewed.
The Alternative Bank Review (2026): Sterling's Non-Interest Arm, Now the Governance Leader
A decade as Sterling's Islamic window, a 2023 standalone licence, profit up fourfold, published SME pricing and the only signed ACE report in the market: AltBank reviewed honestly.
Summit Bank Review (2026): Nigeria's Newest Non-Interest Bank, Honestly Assessed
Licensed February 2025, operating since November 2025, led by the ex-CEO of Jaiz, with a Qard Hasan current account and a N1 million term deposit. What Summit publishes, and the long list it does not.