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148 articles
Is Forex Trading Halal? The Answer Nigerian Traders Do Not Want (2026)
Retail forex is marketed across Nigeria as a path out of hardship. What the fiqh actually says about leverage, swaps and CFDs, and the honest halal alternatives.
Jaiz Bank Accounts Review (2026): Nigeria's First Non-Interest Bank, Product by Product
Qard current accounts with no stated maintenance charge, Mudarabah savings paying monthly, a N500,000 term deposit and a trillion-naira balance sheet: Jaiz's deposit shelf reviewed honestly.
TAJBank Accounts Review (2026): Digital-First Banking From Nigeria's Sukuk Pioneer
Tiered Qard savings, a Musharaka account that actually pays, a N500,000 time deposit and retail sukuk from N10,000: TAJBank's deposit shelf reviewed with the numbers it publishes and the ones it hides.
Summit Bank Review (2026): Nigeria's Newest Non-Interest Bank, Honestly Assessed
Licensed February 2025, operating since November 2025, led by the ex-CEO of Jaiz, with a Qard Hasan current account and a N1 million term deposit. What Summit publishes, and the long list it does not.
How Mudarabah Savings Accounts Actually Work in Nigeria (2026)
You are the capital provider, the bank is the manager, and your return is a share of real profit, not a promised rate. The full mechanics of Nigerian Mudarabah savings, including what banks will not tell you.
The Profit Rate Problem: What Nigeria's Non-Interest Banks Publish, and What They Hide (2026)
Not one Nigerian non-interest bank publishes its deposit profit rates or sharing ratios. Here is exactly what is and is not disclosed, bank by bank, and how savers can defend themselves.
Opening a Non-Interest Bank Account in Nigeria (2026): BVN, KYC Tiers and Requirements
What you actually need to open a halal bank account in Nigeria: BVN rules, the CBN's three KYC tiers, documents by account type, and which banks let you start with almost nothing.
NDIC Deposit Insurance and Non-Interest Banks in Nigeria (2026): What Is Actually Protected
Yes, deposits at Jaiz, TAJBank, Lotus, AltBank and Summit are NDIC-insured. What that means for Qard versus Mudarabah balances, microfinance depositors, and the July 2026 licence revocations.
Islamic Windows vs Full Non-Interest Banks in Nigeria (2026)
Nigeria took a different path from most markets: its non-interest sector is dominated by full-fledged banks, and its biggest window graduated into one. What the distinction means for your money.