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148 articles
Halal Banking for Market Traders in Nigeria (2026): Agents, Associations and Trader Finance
Market women and small traders are the customers Nigerian non-interest banking was supposed to serve. TAJBank's trader Murabaha, AltBank's association facilities and Lotus's Traders Coins, assessed.
Domiciliary Accounts the Halal Way (2026): Holding Dollars Without Riba in Nigeria
Holding dollars at a conventional bank quietly feeds an interest-based FX book. Jaiz, TAJBank, Lotus and AltBank all offer riba-free domiciliary accounts. Fees, cards and the gaps compared.
Ajo, Esusu and the Bank (2026): Traditional Nigerian Savings Versus Halal Accounts
Rotating savings groups built Nigeria's savings culture long before banks arrived, and they are broadly halal. What ajo and esusu still do better, what they cannot do, and how to combine both.
Non-Interest Banking in Lagos (2026): Options, Branches and How the South-West Banks Halal
Lagos hosts Lotus Bank's home base, AltBank's operating headquarters and the pioneer of Islamic microfinance. Where the branches actually are, and how Lagosians should choose.
Motor Takaful vs Conventional Car Insurance in Nigeria (2026)
Third-party motor cover is now enforced with ₦250,000 fines, so you are buying something. Motor takaful matches conventional pricing where published, and adds a surplus conventional insurers keep.
Non-Interest Banking in Kano (2026): Serving Nigeria's Biggest Halal-Demand Market
Kano's commerce and religious demography make it the natural heartland of Nigerian non-interest banking. TAJBank's pioneer branch, I-Care in Rimi Market, and what the July 2026 MFB purge changed.
Non-Interest Banking Beyond the Big Three Cities (2026): Port Harcourt, the South-East and South-South
The banks claim nationwide reach; the branch maps tell a thinner story. What halal banking actually looks like in Port Harcourt, Enugu, Owerri and the rest of southern Nigeria, and how to bank well anyway.
Student and Youth Banking Without Riba in Nigeria (2026)
TAJBank's Vibe, AltBank's student banking, zero-balance entry accounts and the first financing products young Nigerians meet: how to start a financial life halal from the first naira.
Are Nigeria's Non-Interest Banks Actually Shariah-Compliant? An Honest Audit (2026)
Named scholars, signed reports, licence classes and the gaps: an evidence-based assessment of whether Nigerian non-interest banks practise what their branding promises.